Provider Spotlight: April International
April Background
Founded in France in 1988, the April Insurance Group now has over 3,900 employees worldwide across all its entities. Over the years, they have expanded their offerings to include individual, family, and group plans. For business executives, April presents an excellent option with tailored coverage.
April Entites
With a strong presence across Asia, April operates local offices in:
- Hong Kong
- Singapore
- Vietnam
- Thailand
- Philippines
- Indonesia
- Then outside of Asia, they also have key offices in France (headquarters) and the UK.
Importantly, your company can pay locally and get any required VAT invoices as needed.
Mix & Match
April uniquely offers the ability to mix & match plans, so you can create a bespoke plan. Specifically, you can choose from four different levels of inpatient coverage and then select from three levels of outpatient, dental, and maternity coverage, respectively.
Medical Health Disregarded (MHD)
If you have at least 10 adults in the policy (employees or dependents), pre-existing conditions can be covered, and waiting periods can be waived. However, any material facts must still be declared, such as current cancer, pregnancy, ongoing hospitalizations, or planned surgeries. Additionally, companies can benefit from April’s generous group discounts, helping to reduce annual premiums.
Discounts
Have a company? Save money on your annual premium with April’s generous group discounts.
Cashless Direct Billing
April has a robust cashless direct billing list all across Asia for inpatient, outpatient & dental services. With this feature, you’re free to have treatment anywhere you like in your primary coverage area. View the full direct billing list here. If you do need to pay & claim, just submit the claim through their easy-to-use member’s app & track your claim.
Premiums
April is not the cheapest, nor are they in the same pricing tier as some of the largest global players like Bupa, Cigna, Allianz & AXA. They’re what I call a ‘Best Value’ provider who I’ve been working with for a long time. Learn other key considerations if you’re considering group health insurance for your company, no matter the size.
Get Quotes
Interested to learning more? To get quotes for April for yourself, family or your business, get in touch with me today ([email protected]) or schedule an initial discovery meeting.
